Toby L. Caroline
Reputable Agent
Licensed Since: 1977
License Number: 375229
Hometown: Land O' Lakes, FL, USA
Reputable Agent
Licensed Since: 1977
License Number: 375229
Hometown: Land O' Lakes, FL, USA
Toby L. Caroline is a Reputable Agent!
Fewer than 8% of real estate agents are Reputable Agents.
Toby L. Caroline is a Reputable Agent!
It’s not easy to earn this honor. It means that other agents think very highly of Toby L.'s work. Learn More.
Professional Reviews
Kudos from agents who have worked with Toby L.
I had a transaction that was due to close and almost fell apart at the closing table.
The attorney for the buyer had asked for the documents a week in advance so he could review them and come to the closing without a hitch.
I was also an agent for a title company at the time and was going over the mortgage docs with the buyers when the attorney stepped in and advised his buyers not to sign one form. I mentioned that if they didn't sign it, the closing could not proceed. I saw the tears form in the wife's eyes. I asked the attorney to step away and then explained to him what the form was and that if his buyers didn't sign this document they would not get the loan., He then confessed that he hadn't reviewed the documents ahead of time and wasn't familiar with the lender's form. He agreed to have his clients/buyers sign it and we proceeded with the closing.
All I can say is WOW - this almost cost the seller a sale and the buyers their new home. I am just glad I was knowledgeable enough to be able to explain it to the attorney. Attorneys read the documents ahead of time especially if you ask for them ahead of the closing and make sure you understand them.
The attorney for the buyer had asked for the documents a week in advance so he could review them and come to the closing without a hitch.
I was also an agent for a title company at the time and was going over the mortgage docs with the buyers when the attorney stepped in and advised his buyers not to sign one form. I mentioned that if they didn't sign it, the closing could not proceed. I saw the tears form in the wife's eyes. I asked the attorney to step away and then explained to him what the form was and that if his buyers didn't sign this document they would not get the loan., He then confessed that he hadn't reviewed the documents ahead of time and wasn't familiar with the lender's form. He agreed to have his clients/buyers sign it and we proceeded with the closing.
All I can say is WOW - this almost cost the seller a sale and the buyers their new home. I am just glad I was knowledgeable enough to be able to explain it to the attorney. Attorneys read the documents ahead of time especially if you ask for them ahead of the closing and make sure you understand them.
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